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Thinking Aloud Weekly
Redefining global trade: why cross-border payments are India’s next big unlock
Article7 min read
OCT 13, 2026 cover story

Redefining global trade: why cross-border payments are India’s next big unlock

Indian exporters are selling to the world faster than ever, but cross-border payments remain costly, opaque and unpredictable. Better transparency, interoperability, compliance infrastructure and access can strengthen India’s export competitiveness.

Srivatsan Sridhar
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Thinking Aloud Podcast with Dhiraj Gupta
50:09
FEATURED INTERVIEW

“Thinking Aloud Podcast with Dhiraj Gupta”

Dhiraj Gupta · Co-Founder and CTO, mFilterIt

Team IAMAI
Interview

On this episode of the Thinking Aloud podcast Dr. Subho Ray speaks to Mr. Dhiraj Gupta, Co-Founder and CTO, mFilterIt

Recent Articles

In-depth perspectives and analysis on the ideas, trends, and policies shaping India’s digital economy.

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Redefining global trade: why cross-border payments are India’s next big unlock
FINTECH · 7 MIN

Redefining global trade: why cross-border payments are India’s next big unlock

Indian exporters are selling to the world faster than ever, but cross-border payments remain costly, opaque and unpredictable. Better transparency, interoperability, compliance infrastructure and access can strengthen India’s export competitiveness.

Srivatsan SridharRead →
India Made Payments Instant. Can We Make Business Finance Just as Fast Without Being Reckless?
FINTECH · 6 MIN

India Made Payments Instant. Can We Make Business Finance Just as Fast Without Being Reckless?

There is a need for a financial system where a profitable business can have easy access to credit without having to repeatedly prove what its transactions already show. But lenders must have the knowledge to be able to detect risks effortlessly.

Hemant VishnoiRead →
India's Digital Regulatory Decade: What Businesses Must Unlearn
POLICY · 6 MIN

India's Digital Regulatory Decade: What Businesses Must Unlearn

India’s regulatory practices will hinge on a fundamental shift in corporate behaviour: from policy-led compliance to proactive accountability for data privacy, cybersecurity, vendor risk, and cross-border data flows

Deepak BhawnaniRead →
The Next Leap in Digital Finance: The Era of Intelligent Money
FINTECH · 4 MIN

The Next Leap in Digital Finance: The Era of Intelligent Money

As payments, credit, and taxation converge, AI transforms a collection of transactions into a continuously learning decision infrastructure.

Dr. Raj P. NarayanamRead →
The Agency Model 3.0 – 5 Imperatives for Survival
MARKETING · 8 MIN

The Agency Model 3.0 – 5 Imperatives for Survival

As macro-economic conditions tighten, an agency's success will hinge on five interconnected shifts — from deep expertise and human-AI efficiency to codified intelligence, flexible partnerships and pricing tied to outcomes.

Suveer BajajRead →
The Wrong Click That Built a Company
MOTIVATION · 5 MIN

The Wrong Click That Built a Company

A decade of building without a safety net — from 43 internships to 1M+ users and $5M+ Revenue

Rishav AgarwalRead →

Editorials

IAMAI’s perspective on contemporary issues shaping the digital world.

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The EU offers a case study, not a template to govern India’s digital sector
LAW · 5 MIN

The EU offers a case study, not a template to govern India’s digital sector

While these policies are rooted in legitimate concerns around data privacy, fair competition and user safety, among others, their direction and design appear to have drawn inspiration from Europe – a region now reconsidering its own approach to digital regulation.

Shuheb KhanRead →
Size-Based Regulations for Digital Markets: India Risks Repeating Past Mistakes
POLICY · 5 MIN

Size-Based Regulations for Digital Markets: India Risks Repeating Past Mistakes

While the Draft Digital Competition Bill is rooted in legitimate concerns around fair competition and the power of large digital firms, its reliance on size-based thresholds echoes the MRTP Act, a regime India repealed after it hindered industrial growth. The MRTP’s threshold, meant to catch 25 firms, covered 1,321 by 1983, and size-linked rules have since produced “dwarf” firms that stay small to avoid regulation. The Raghavan Committee advised targeting abuse of dominance, not dominance itself

Shuheb KhanRead →

Interviews

Conversations with leaders, innovators, and policymakers driving the future of technology and business.

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Thinking Aloud Podcast with Dhiraj Gupta
50:09
INTERVIEW · 50:09

Thinking Aloud Podcast with Dhiraj Gupta

Dhiraj Gupta · Co-Founder and CTO, mFilterIt

On this episode of the Thinking Aloud podcast Dr. Subho Ray speaks to Mr. Dhiraj Gupta, Co-Founder and CTO, mFilterIt

Thinking Aloud Podcast with Laveesh Bhandari
42:34
INTERVIEW · 42:34

Thinking Aloud Podcast with Laveesh Bhandari

Laveesh Bhandari · President and a Senior Fellow at CSEP

On this Episode of the Thinking Aloud Podcast, Dr. Subho Ray interviews Laveesh Bhandari, President and a Senior Fellow at CSEP

Thinking Aloud Podcast with Shubhashis Gangopadhyay
1:04:28
INTERVIEW · 1:04:28

Thinking Aloud Podcast with Shubhashis Gangopadhyay

Shubhashis Gangopadhyay · Founding Dean of the Indian School of Public Policy, Founder and Research Director of IDF

On this Episode of the Thinking Aloud Podcast, Dr. Subho Ray interviews Shubhashis Gangopadhyay, Founding Dean of the Indian School of Public Policy, Founder and Research Director of IDF

FROM THE ARCHIVES

“Maharashtra’s Vision for Fintech, Innovation & Inclusion”

Shri Devendra Fadnavis & Kunal Shah · Govt. of Maharashtra

As a leading hub for India’s financial and digital innovation, Maharashtra continues to set the pace in enabling a future-ready economy. This keynote will outline the state’s strategic vision to strengthen its role as a fintech capital - through smart policy, robust infrastructure, and inclusive growth initiatives. From supporting startups and digital finance to enhancing investor confidence and public-private collaboration, the address will highlight Maharashtra’s commitment to creating a globally competitive, innovation-driven ecosystem that serves both citizens and markets.

Maharashtra’s Vision for Fintech, Innovation & Inclusion

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